Fee table at key portfolio sizes (ISA · Funds)
| Portfolio | Freetrade | Interactive Investor | Cheaper |
|---|
Monthly trading assumed. Verify fees at source before switching.
Features comparison
| Feature | Freetrade | Interactive Investor |
|---|---|---|
| Invests in | Funds, Etfs, Shares | Funds, Etfs, Shares, Investment_trusts, Bonds, Gilts |
| Stocks & Shares ISA | ✓ | ✓ |
| SIPP | ✓ | ✓ |
| GIA | ✓ | ✓ |
| Junior ISA | ✗ | ✓ |
| Flexible ISA | ✗ | ✗ |
| Fractional shares | ✓ | ✗ |
| Regular investing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| FSCS protected | ✓ | ✓ |
| Founded | 2016 | 1995 |
Verdict
Cost-conscious investors who want commission-free trading across ETFs, shares, and now funds — all within an ISA at zero cost. The app-only experience suits mobile-first investors. Paid Standard (£59.88/yr) and Plus (£119.88/yr) plans offer lower FX fees and priority support.
Fund investors with portfolios above £27,500 where the flat Core fee of £71.88/yr beats percentage-based rivals. Excellent value above £50,000 where HL would charge £175/yr and above. Upgrade to Plus (£179.88/yr) needed for portfolios over £100,000.
Use the calculator above to find the cheapest option for your specific portfolio size and investing style.
Affiliate links — we may earn a commission at no cost to you. Rankings based on fees only.
Read our full reviews: Freetrade review · Interactive Investor review