Fee table at key portfolio sizes (ISA · Funds)
| Portfolio | Freetrade | InvestEngine | Cheaper |
|---|
Monthly trading assumed. Verify fees at source before switching.
Features comparison
| Feature | Freetrade | InvestEngine |
|---|---|---|
| Invests in | Funds, Etfs, Shares | Etfs |
| Stocks & Shares ISA | ✓ | ✓ |
| SIPP | ✓ | ✓ |
| GIA | ✓ | ✓ |
| Flexible ISA | ✗ | ✗ |
| Fractional shares | ✓ | ✓ |
| Regular investing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| FSCS protected | ✓ | ✓ |
| Founded | 2016 | 2019 |
Verdict
Cost-conscious investors who want commission-free trading across ETFs, shares, and now funds — all within an ISA at zero cost. The app-only experience suits mobile-first investors. Paid Standard (£59.88/yr) and Plus (£119.88/yr) plans offer lower FX fees and priority support.
Passive investors who want to build a low-cost ETF portfolio and never pay a platform fee. Ideal if you're happy with index funds and ETFs and don't need access to active funds or individual shares.
Use the calculator above to find the cheapest option for your specific portfolio size and investing style.
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Read our full reviews: Freetrade review · InvestEngine review