Fee table at key portfolio sizes (ISA · Funds)
| Portfolio | Freetrade | Vanguard | Cheaper |
|---|
Monthly trading assumed. Verify fees at source before switching.
Features comparison
| Feature | Freetrade | Vanguard |
|---|---|---|
| Invests in | Funds, Etfs, Shares | Funds, Etfs |
| Stocks & Shares ISA | ✓ | ✓ |
| SIPP | ✓ | ✓ |
| GIA | ✓ | ✓ |
| Junior ISA | ✗ | ✓ |
| Flexible ISA | ✗ | ✗ |
| Fractional shares | ✓ | ✗ |
| Regular investing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| FSCS protected | ✓ | ✓ |
| Founded | 2016 | 1975 |
Verdict
Cost-conscious investors who want commission-free trading across ETFs, shares, and now funds — all within an ISA at zero cost. The app-only experience suits mobile-first investors. Paid Standard (£59.88/yr) and Plus (£119.88/yr) plans offer lower FX fees and priority support.
Passive investors happy using Vanguard's own fund range with portfolios between £32,000 and £250,000 — where 0.15% undercuts most rivals. Above £250,000 the £375/yr cap makes it very competitive. Below £32,000 the £48/yr minimum is higher than InvestEngine's zero fee.
Use the calculator above to find the cheapest option for your specific portfolio size and investing style.
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Read our full reviews: Freetrade review · Vanguard review